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Banking Awareness Online Mock Test

General Awareness(with special reference to Banking Industry) Banking Awareness or Banking Aptitude Online Mock Test – Question Answers for Sarkari Naukri Exam . This mock test having 40 questions in Banking Aptitude, with four choices. On each click on answers system will tell you where the answers is correct or incorrect. You can view this Banking Awareness test question details at the end of the quiz.

Banking Awareness Question Answers

Banking Awareness Online Mock Test

Banking Awareness Online Mock Test – Question Answers

Banking Awareness questions answers are applicable for any kind of Banking related exam preparation in India like SBI, IBPS and other. You can practice as much as you can to gather knowledge of how to answers Banking Aptitude critical type papers in short time and this can be a big factor for cracking all India level exam. Try Other Online Mock Test Free.

Banking Awareness Question Answers

Question 1
National Communal Harmony Award got by ............?
A
Hamid Ansari
B
Anna Hazare
C
Hareesh Handey
D
Mohammad Hanif Khan Shastri
Question 2
Hurricane Irene disturbed .........?
A
India
B
Pakistan
C
USA
D
Australia
Question 3
Which of the following banks enjoys the reputation of being at the top in market capitalization among all the private banks?
A
ICICI Bank
B
HDFC Bank
C
Axis Bank
D
Yes Bank
Question 4
. ......... got $95.16 million loan agreement with the Asian Development Bank to strengthen tourism sector?
A
Goa
B
Himachal Pradesh
C
Andhra Pradesh
D
Bihar
Question 5
 The price at which the Govt. Purchases food grain for maintaining the public distribution system is known as:
A
Ceiling prices
B
Procurement price
C
Minimum Price
D
Issue Price
Question 6
Rogers cup winner is ............?
A
Maria Sharapova
B
Venus William
C
Serena Williams
D
Sania Mirza
Question 7
The largest financial conglomerate of India is:
A
HDFC Bank
B
ICICI Bank
C
IFCI
D
SBI
Question 8
 Union Government on 26 September 2011 announced the reconstitution of the National Manufacturing Competitiveness Council (NMCC) under whose chairmanship to energise and sustain the growth of manufacturing industries and help in the implementation of strategies by the government?
A
V. Krishnamurthy
B
Pranab Mukherjee
C
U K Sinha
D
Dr D Subbarao
Question 9
Under which of the following methods of depreciation, amount of depreciation varies every year?
A
Written Down Value Method
B
Straight Line Method
C
Amount of depreciation does not vary on year to year basis
D
Either a or b
Question 10
Transition economies mean .........?
A
economies left modern economies and go to central or conventional set up
B
countries transforming from dictator ship to autocrat rule
C
economies that cancelled licensing system and hand over system to central bank
D
abandoned central or conventional set up and changing to modern market economies
Question 11
Which of the following organization provides credit history of the borrowers?
A
CIBIL
B
SEBI
C
RBI
D
CRISIL
Question 12
The Modern Banking System includes ............?
A
Customer Banking
B
Infusion of IT
C
Risk Based Management
D
All of above
Question 13
. ......... announced six months maternity leave for its women employees who adopt less than year old child in the month of July?
A
Rajasthan
B
Andhra Pradesh
C
Bihar
D
Jammu
Question 14
When does a person become insolvent?
A
When he left with no property of his own
B
When he declares an insolvent by the Court
C
When he terminates from a job he was holding
D
When he declares himself to be an insolvent
Question 15
.........is the winner of Snooker World Champion ( 2011)?
A
Geeth Sethi
B
Yasin Merchant
C
Greme Dott
D
John Higgins
Question 16
RBI conducts sales of dated securities and treasury bills through its .........?
A
Statutory Liquidity Ratio (SLR)
B
Negotiable Instruments
C
Open Market Operations
D
Bank Rate
Question 17
The Central Government decided to give the loans to SHG(Self Help Groups) at .........% on par with Agriculture. ( International summit on Micro finance and Inclusive Development held on June 21, 2011 at Hyderabad)?
A
6
B
10
C
15
D
7
Question 18
First Indian Governor of the RBI:
A
C.D. Deshmukh
B
Sachindra Ray
C
S. Mukherjee
D
D.I.G. Patel
Question 19
On 29 August 2011, RBI issued Draft guidelines regarding the Licensing of New Banks in the Private Sector. Find out one not among them?
A
Entities having the share of 10 percent or more source of income from the construction sector/real estate not eligible to open new private banks
B
New banks will be set up through a wholly owned Non-Operative Holding Company (NOHC)
C
Minimum capital requirement will be 500 crore
D
The aggregate non-resident share holding in the new bank shall not exceed 74 percent for the first 5 years
Question 20
All India Credit Survey Committee(1952) suggested to set up .........?
A
SBI
B
RBI
C
NABARD
D
SBH
Question 21
...........bank was penalized for Rs.25 lakh for violating norms relating to Know Your Customer (KYC)
A
UCO
B
Citi
C
SBI
D
Syndicate
Question 22
Payment of a cheque may be countermanded by the ___
A
Payee
B
Drawer
C
True owner
D
Drawee
Question 23
A debt becomes time-barred after:
A
One year
B
Two and a half year
C
Three years
D
Five years
Question 24
............is a term not used in Banking?
A
Advance
B
Garnishee
C
Lien
D
Emission
Question 25
South Sudan is the new country in the world map. Pick the wrong one?
A
Its capital is Juba
B
Salva Kiir Mayarditi is the first president
C
South Sudanese pound is the currency
D
It is 194 member in UNO
Question 26
Which of the following is true about "White Card"?
A
It is related to companies producing milk products
B
It does not carry on its face, the brand of the issuer
C
It is meant to covert blank money into the economy
D
It is a card that provides white money
Question 27
..........launched the First Gold Index in India with a Base Date of 2 January 2007? 
A
BSE
B
CRISIL
C
NSE
D
SEBI
Question 28
. RBI allowed domestic companies to issue shares against the import of .......... goods, allowing them to expand the business.
A
Luxury
B
Cheap
C
Capital
D
White
Question 29
Expand ECGC Ltd .........?
A
Export Cash Guarantee Corporation of India Life
B
Export Credit Guild Corporation of India Loop
C
Export Credit Guarantee Company of India Liability
D
Export Credit Guarantee Corporation of India Limited
Question 30
Usually, the validity period of an Income Tax Refund Order is:
A
1 month
B
2 months
C
3 months
D
6 months
Question 31
Locate the wrong Award?
A
World's best Airline-Qatar Airways
B
Air India got second best Airline
C
Air Asia won the best Low-Cost Air line Award
D
Nordic Carriew Finnair bagged the Best Airline award in customer satisfaction award
Question 32
G-20 farming meeting urgently called for the more agriculture production. The summit held in ............on 22, 23 June 2011?
A
Toranto
B
Paris
C
Tokyo
D
New Delhi
Question 33
 Government panel headed by Planning Commission member Arun Maira in its report presented on 27 September 2011 suggested giving more powers to which of the following bodies with respect to mergers and acquisitions in the pharmaceutical sector?
A
Competition Commission of India
B
Finance Ministry
C
Reserve Bank of India
D
Federation of Indian Chambers of Commerce and Industry
Question 34
First bank in India to launch its interactive banking service through Dish TV:
A
HSBC
B
ICICI Bank
C
HDFC Bank
D
Axis Bank
Question 35
Keri Anne Payne belongs to .........?
A
Acquatics
B
polo
C
Cricket
D
Volleyball
Question 36
The expansion of BIFR, in the context of the Indian Industry is:
A
Board for Industrial and Financial Reconstruction
B
Bureau for Industrial and Financial Reconstruction
C
Board for Investment and Financial Reconstruction
D
Bureau for Investment and Financial Reconstruction
Question 37
Expand EASIEST?
A
Electronic Account System in Excise and Service Tariff
B
Electric Accounting System in Excise and Service Tax
C
Electronic Accounting System in Exemption and Service Tax
D
Electronic Accounting System in Excise and Service Tax
Question 38
The first credit card was issued in India by VISA in .........?
A
1994
B
1991
C
2001
D
1981
Question 39
When two parties make an arrangement to exchange future cash flows, it is called:
A
Options
B
Arbitrage
C
Swap
D
Futures
Question 40
. ..........has sanctioned Rs. 1.5 crore to set up a kumki elephant (tamed/ trained) camp at Chadivayal at the foothills of Siruvani.?
A
Kerala
B
Karnataka
C
Tamil Nadu
D
Goa
Question 41
J.S. Verma Committee Report relates to:
A
Strengthening of weak banks
B
Corporate Governance
C
Bank Mechanization
D
All of the above
Question 42
 What is the full form formog the term SHGs used in financial news-papers ?
A
Small Help Groups
B
Self Help Groups
C
Small Hope in Growth
D
Self Hope Groups
Question 43
. ..........Indian firms made the cut in the list of world's 500 largest companies declared by Fortune Magazine?
A
4
B
6
C
11
D
8
Question 44
Reserve Bank of India was started with a share capital of Rs .........crores on 1 April 1935?
A
100
B
200
C
5
D
15
Question 45
Hypothecation is:
A
A transaction of conditional sale
B
A legal transaction whereby goods may be made available as security for a debt
C
Transfer of ownership by the borrower to the lender
D
Either a or b
Question 46
"Claused Bill of Landing" is one which indicates:
A
Remaining constant in project cost
B
Escalation in Project Cost
C
Decrease in Project Cost
D
All of the above
Question 47
 Which of the following terms is not used in Economics?
A
Balance of Payment
B
Call Money
C
National Debt
D
Cardiac Index
Question 48
On 6 September 2011, UNCTAD's Trade and Development Report 2011, projected an economic growth of 8.1 per cent for India. Expand UNCTAD?
A
United Nations Conference on Tier and Development
B
Unit Nations Conference on Trade and Development
C
United Nations Conference on Trade and Deal
D
United Nations Conference on Trade and Development
Question 49
Trotting Inflation means .........?
A
When prices down moderately and the annual inflation rate is a single digit
B
when prices rise in fast mode and the annual inflation rate is a double digit
C
when prices rise slowly and the annual inflation rate is a single digit
D
When prices rise moderately and the annual inflation rate is a single digit
Question 50
. .........has the greatest number of newborn deaths more than 9 lakh a year?
A
Somalia
B
UK
C
India
D
Japan
Question 51
Central Bank of USA is .........?
A
Bank of America
B
Citi Bank
C
Federal Reserve
D
Reserve Bank of USA
Question 52
On 8 July 2011, the Central Government issued the new series of coins with improved design and revised size. The coins are .....?
A
25 Paise, one rupee, two rupee, five rupee and ten rupee
B
one rupee, two rupee, five rupee and ten rupee
C
one rupee, two rupee, five rupee and hundred rupee
D
50 Paise, one rupee, two rupee, five rupee and ten rupee
Question 53
 Coal Ministry on 21 September 2011 during the Round table conference on Coal approved, in principle, the allotment of five coal blocks to which of the following PSU power generators?
A
 BHEL
B
NTPC
C
Power Grid Corporation of India
D
Gujarat State Energy Generation
Question 54
What is Yield Curve Risk?
A
It is a line of graph plotting the yield of all maturities of a particular instrument
B
Yield curve changes its slope and shape from time to time
C
Yield curve can be twisted to the desired direction through the intervention of RBI
D
All of the above
Question 55
The biggest international financial centre in the world:
A
Frankfurt
B
Geneva
C
London
D
New York
Question 56
Kamala Beniwal the Gujarath Governor appointed ............as the Lokayukta, with out the consulting State Government?
A
Justice R.A.Mehatha
B
Justice Balakrishnan
C
Justice Narashimhan
D
Justice Kalidasa
Question 57
Which of the following carries out ‘Open Market Operations'?
A
Stock Exchanges in India
B
Indian Banks' Association
C
Securities and Exchange Board of India
D
Planning Commission
Question 58
First international credit card issued by..........through VISA, getting special permission from RBI in 1987?
A
Andhra Bank
B
Corporation bank
C
ICICI
D
HDFC
Question 59
Invoice is a:
A
Accounting document
B
Legal document
C
Commercial document
D
All of the above
Question 60
The Local area banks were permitted to establish in .........?
A
1986
B
2001
C
2006
D
1996
Question 61
The primary relationship between the banker and the customer is that of:
A
Trustee and beneficiary
B
Debtor and Creditor
C
Principal and agent
D
Lesser and lessee
Question 62
. ............is the new corporate affairs minister?
A
Anand Sharma
B
Chidambaram
C
Manmohan Singh
D
Veerappa Moily
Question 63
The account in which trading of shares in their electronic form is ............?
A
NRI account
B
Foreign account
C
Trio account
D
DEMAT account
Question 64
. ..........is the third largest trading partner for India?
A
European Union
B
Japan
C
Russia
D
USA
Question 65
On 13th August, ............ crores was abolished by the Union Government for hand weavers?
A
1500
B
2000
C
3000
D
7500
Question 66
Which is the first north eastern state to bring the Chief Minister under the jurisdiction of Lokayuktha on 26 August 2011?
A
Arunachal Pradesh
B
Sikkim
C
Assam
D
Manipur
Question 67
 Which of the following nations is considered the originator of the concept of Micro Finance?
A
Bangladesh
B
India
C
South Africa
D
Greece
Question 68
In the matter of handling bills of exchange for collection, the relationship between customer and the bank is:
A
Trustee and the beneficiary
B
Principal and agent
C
Bailor and bailee
D
All of the above
Question 69
Central Banking Investigation committee recommended in 1930 to establish .........?
A
SBI
B
SEBI
C
RBI
D
ONGC
Question 70
AUsance Bill when presented for acceptance has to be accepted/ dishonoured within:
A
24 hours
B
36 hours
C
48 hours
D
60 hours
Question 71
CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) has been set up on the recommendations of:
A
Narashimham Committee
B
Ghosh Committee
C
Chore Committee
D
Kapoor Committee
Question 72
GMR Energy Limited establish 800 megawatt power project in .........getting $ 1 billion dollars fund from the 6 banks consortium?
A
USA
B
Singapore
C
UK
D
Japan
Question 73
Central bank is going to insist on a minimum asset size of more than Rs............crore for registering any new non-banking finance company (NBFC)?
A
100
B
500
C
50
D
150
Question 74
Mutual funds are required to be registered with:
A
AMFI
B
SEBI
C
IBA
D
RBI
Question 75
. Which among the following is not a part of Institutional Banking?
A
Commercial banks
B
Private Banks
C
Money Lenders
D
Co-operative Banks
Question 76
. ..........the scheme introduced by Odisha enables pregnant women in rural areas to avail monetary assistance for accessing medical care?
A
Suguna
B
Sila
C
Bangram
D
Mamata
Question 77
A draft issued by the bank has been lost by the payee. He sends a letter to the issuing bank to stop payment. Bank will:
A
Note caution and will advice the payee to contact purchaser of the draft
B
Not act on the request
C
Stop payment
D
Performs no action
Question 78
Best performing state award for wheat for 2010-11 got by .........?
A
Punjab
B
Haryana
C
M.P.
D
Odisha
Question 79
Government securities Act passed in .........to stream line the government securities?
A
2011
B
2006
C
2007
D
2009
Question 80
The Cabinet Committee on Economic Affairs on 30 August 2011 approved disinvestment of 5 per cent of its stake in which of the following Central Public Service Enterprises (CPSE)?
A
NTPC
B
HPCL
C
BHEL
D
SAIL
Question 81
The World Bank says that the world may see another recession worst than 2008 due to ............region crises?
A
USA
B
UK
C
France
D
Euro Zone
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